Accidental Medical Coverage

How much does it cost per year?

With the group rate offered to AAA members of $7.50 per year, the Accident Medical Expense Insurance Plan reimburses medical expenses up to $1,200 for care and treatment of an accidental bodily injury for members engaged in a wide variety of covered travel and sporting activities. 

In addition, the Plan pays Accidental Death and up to $5,000 Dismemberment. The amount payable for dismemberment varies based on the injury suffered. Review the Description of Coverage for a list of covered travel and sporting activities and complete terms and conditions.

Benefits for covered activities:

  • Pays up to $1,200 to reimburse covered accident related medical expenses

  • Pays $5,000 Accidental Death and up to $5,000 dismemberment

Sample of covered accident related medical expenses:

  • Emergency Room
  • Hospital Room
  • Prescription Drugs
  • X-rays and Diagnostics
  • Ambulance
  • Physical Therapy
  • Medical Equipment Rental
  • Casts & Splints
  • Dental due to bodily injury, etc.

Please see the Description of Coverage for complete terms and conditions. 

Click to download the beneficiaries form.

Click to download the Accidental Medical Claim Form.

Click to download the Accidental Death Claim Form.

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