Make Your Money Work for You

Bread Savings Logo

You have the opportunity to strengthen your financial future with the benefits offered by Bread Savings, a AAA trusted banking partner.

Learn More


Featured Products

High-Yield Savings Accounts 

Typically earn interest at a higher rate than a traditional savings account.

  • Open with $100 or more, then boost your balance with online deposits.

Open an Account

Certificates of Deposit 

Lock in a fixed rate by opening a CD, with terms from 3 months to 5 years available.

  • Set up your account with $1,500 or more, and earn guaranteed returns.

Open an Account

Individual Retirement Accounts 

Build your retirement savings in a traditional or Roth IRA.

  • Get both the tax advantages of an IRA and a great savings rate.

Open an Account

Benefits of Bread Savings

  1. Earn competitive rates
  2. No monthly fees
  3. Earn interest immediately3
  4. FDIC-insured

Disclosures

³Refers to deposits by ACH that are received before 5 p.m. CT on a business day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-business day are received on the next business day.