Renters Insurance
Protecting You and Your Possessions with Renters Insurance
What is renter’s liability insurance?
Personal liability coverage is part of regular tenant insurance. If you are legally responsible for someone else's injury or property damage, you can help by paying for someone else's medical bills or repairs to their property. Tenant liability insurance can also help cover legal costs if you are sued for an accident that occurs at the location you rent. Rentals Insurance liability coverage generally begins with a limit of $100,000 for claims or lawsuits. Additional coverage may be purchased by increasing the renter’s limit of liability.
What does personal liability insurance for renters typically cover?
Suppose you start a kitchen fire that damages the house you rent. Or what if your kid accidentally kicks his soccer ball through your neighbor's window? Or imagine your kid throwing a party and someone getting hurt in the apartment you're renting. Personal liability insurance can protect renters in these situations. Any personal injury or property damage must be accidental and unintentional.
What's Covered by a Renters Insurance Policy
Your landlord's insurance will likely cover the physical home you live in, but it may be up to you to protect personal items such as clothing, electronics, and furniture. may spend considerable time and money modifying or improving rental units. Renter's insurance pays up to 10% of personal property coverage to repair or replace improvements damaged by covered damage, done by you or purchased at your own expense I can. Higher compensation amounts are available.
Get a Quote
With a simple phone call to one of our representatives to get started. You can get a renter insurance policy quote in just minutes. Renters insurance can help cover loss or damage to your property, additional living expenses if you have to leave your home due to an insured event, and can also protect you from personal liability claims. Renters insurance helps protect you from the devastating costs of losing property from a home or apartment you don't own.
Get your free quote today. It's easy and there is no obligation.
Call 1-610-258-2371
